HomeMy WebLinkAboutR2006-65 Dental Insurance Renewal•
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RESOLUTION 2006-65
A RESOLUTION OF THE VILLAGE COUNCIL OF THE VILLAGE OF NORTH PALM BEACH,
FLORIDA, ACCEPTING THE RENEWAL PROPOSAL OF THE GUARDIAN LIFE INSURANCE
COMPANY OF AMERICA FOR A 12-MONTH PERIOD BEGINNING OCTOBER 1, 2006 AND
ENDING SEPTEMBER 30, 2007, TO CONTINUE TO PROVIDE THE VILLAGE WITH DENTAL
INSURANCE FOR VILLAGE EMPLOYEES AT A RATE INCREASE OF 7.0% FOR THE GUARDIAN
PLAN 202PX PPO AND NO RATE INCREASE FOR THE GUARDIAN MANAGED DENTALGUARD
30M (HMO) PLAN, WHICH RENEWAL PROPOSAL IS ATTACHED TO THIS RESOLUTION AS
EXHIBIT "A" AND INCORPORATED HEREIN; ESTABLISHING AND SETTING FORTH
CONTRIBUTIONS FOR DENTAL INSURANCE BY EMPLOYEES OF THE VILLAGE BEGINNING
OCTOBER 1, 2006; PROVIDING FOR CONFLICTS; AND, PROVIDING FOR AN EFFECTIVE DATE.
BE IT RESOLVED BY THE VILLAGE COUNCIL OF NORTH PALM BEACH, FLORIDA as follows:
Section 1. The Village Council of the Village of North Palm Beach, Florida, does hereby accept the
renewal proposal of The Guardian Life Insurance Company of America to provide the Village with dental
insurance for Village employees, which proposal is attached to this resolution as Exhibit "A" and
incorporated herein by reference. The renewal proposal includes a 7.0% rate increase for the Guardian
Plan 202PX PPO and no rate increase for the Guardian Managed DentalGuard 30 M (HMO) Plan and shall
be in effect for the 12-month period beginning October 1, 2006 and ending September 30, 2007.
Section 2. The rates payable by Village employees for dental insurance shall be as follows:
Emn lovee Contribution Rates:
Guardian Managed DentalGuard 30M (HMO) Plan
Employee Only Coverage -
Employee + Family Coverage -
$ 0.00 per month
$ 4.27 per month
Guardian Plan 202PX PPO (DentalGuard Preferred) Plan
Employee Only Coverage - $ 9.25 per month
Employee + Family Coverage - $35.05 per month
Section 3. All resolutions or parts of resolutions in conflict herewith are hereby repealed to the extent
of such conflict.
Section 4. This resolution shall take effect on October 1, 2006.
PASSED>AND ADOPTED THIS 12ih DAY OF SEPTEMBER, 2006.
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Village Clerk
Mayor
Village of North Palm Beach
Indemnity PPO Dental Program
Renewal Date: October 1, 2006
Deductible
Single
Family Aggregate
Deductible Waived for Class A?
Annual Benefit Maximum
Benefits
GEI IRING,!GROUP
CURRENT
The Guardian
Plan 202PX PPO
Network
Non -Network
$100 per person
$300
Yes
$1,000
RENEWAL
The Guardian
Plan 202PX PPO
Network Non -Network
$100 per person
$300
Yes
$1,000
Class A Services - 100% 100% 100% 100%
Preventative
Class B Services - 80% 80% 80% 80%
Basic
Class C Services - 50% 50% 50% 50%
Major
Class D - Services 50% 50% 50% 50%
Orthodontia
Orthodontia Lifetime Maximum $1,000 $1,000
Benefit Age for Orthodontia to 20 years of age to 20 years of age
Out of Network Benefits Payable 90% of UCR 90% of UCR
Waiting period for Major Services Waived if insured for previous 12 months Waived if insured for previous 12 months
Periodontics and Endodontics
Classification
Employee
Employee + Family
Monthly Premium:
Annual Premium:
$ Increase:
% Increase:
Basic Basic
42 $20.88 $22.34
45 $60.94 $65.21
$3,619.26 $3,872.73
$43,431.12 $46,472.76
WA $3,041.64
WA 7.0%
U:\dients\North Palm Beach. Village of\Employee Benefits\072006 - NPB Dental Renewal Evaluation 2006-2007
Village of North Palm Beach
Indemnity PPO Dental Program
Renewal Date: October 1, 2006
GEIIRING,AGROUP
CURRENT RENEWAL
The Guardian
Plan 202PX PPO
The Guardian
Plan 202PX PPO
Deductible
Single
Family Aggregate
Deductible Waived for Class A?
Annual Benefit Maximum
Benefits
Network Non -Network
$100 per person
$300
Yes
$1,000
Network
Non -Network
$100 per person
$300
Yes
$1,000
Class A Services - 100% 100% 100% 100%
Preventative
Class B Services - 80% 80% 80% 80%
Basic
Class C Services - 50% 50% 50% 50%
Major
Class D - Services 50% 50% 50% 50%
Orthodontia
Orthodontia Lifetime Maximum
$1,000 $1,000
Benefit Age for Orthodontia to 20 years of age to 20 years of age
Out of Network Benefits Payable 90% of UCR 90% of UCR
Waiting period for Major Services Waived if insured for previous 12 months Waived if insured for previous 12 months
Periodontics and Endodontics
Classification
Employee
Employee + Family
Monthly Premium:
Annual Premium:
$ Increase:
% Increase:
Basic Basic
42 $20.88 $22.34
45 $60.94 $65.21
$3,619.26 $3,872.73
$43,431.12 $46,472.76
NIA $3,041.64
NIA 7.0%
U:\clients\North Palm Beach, Village ot\Employee Benefits\072006 - NPB Dental Renewal Evaluation 2006-2007